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The 50 largest fintech companies in Indonesia

Tamtam tracks 61 fintech companies headquartered in Indonesia. This list ranks the 50 largest by number of employees on LinkedIn, led by GoTo Group, Home Credit Indonesia and Amartha Financial. Their median headcount is 616. Half of them were founded in 2016 or later. The most common headquarters are Jakarta (41) and Surabaya (2).

馃嚠馃嚛 Indonesia50 companiesUpdated Nov 12, 2026

These Indonesian companies are primarily engaged in financial services and IT services, with a strong emphasis on fintech solutions. They include large groups such as GoTo Group, which offers on-demand services, e-commerce, and financial services, and Home Credit Indonesia, a multinational tech-based financial company. Other firms like DANA Indonesia specialize in inclusive financial services and mobile payment platforms, while Bukalapak focuses on enabling MSME transformation and digital lifestyles.

The data shows a clear concentration of headquarters in Jakarta, indicating the city's role as a central hub for these industries. Many of these companies, such as Amartha Financial and Moladin, were founded in the 2010s, suggesting a period of growth and development for Indonesia's fintech and digital services sectors.

#CompanyIndustryHeadquarters EmployeesFounded
1
GoTo Groupgotocompany.com

Leading technology group in Indonesia offering on-demand services, e-commerce, and financial services to empower progress and promote financial inclusion

Software Development 馃嚠馃嚛 Jakarta 17,662 2021
2
Home Credit Indonesiahomecredit.co.id

A multinational tech-based financial company in Indonesia offering transparent, fast, and easy services for electronic financing, working capital financing, and more

Financial Services 馃嚠馃嚛 Jakarta 5,387 2013
3
Amartha Financialamartha.com

The company is a prosperity platform aiming to bring technology equity, inclusiveness, and sustainability through digital financial services for shared prosperity worldwide

Financial Services 馃嚠馃嚛 Jakarta 2,612 2010
4
DANA Indonesiadana.id

Inclusive financial services and scalable mobile payment platform enabling seamless digital transactions for a cashless society through secure and world class technology.

IT Services and IT Consulting 馃嚠馃嚛 2,405 2018
5
Bukalapakbukalapak.com

Tech-based group enabling Indonesia鈥檚 MSME transformation and digital lifestyles through solutions in marketplace, finance, offline-to-online services, and procurement

IT Services and IT Consulting 馃嚠馃嚛 Jakarta 1,391 2010
6
Moladinmoladin.com

Leading mobility fintech platform in Indonesia offering end-to-end financing solutions for used car and EV ecosystem, empowering agents, dealers, and consumers with digitized loan underwriting

Internet Marketplace Platforms 馃嚠馃嚛 Jakarta 1,270 2017
7
Mapanmapan.id

An Indonesia-based organization using technology to provide lower income communities access to valuable products and services, fostering economic self-sufficiency

Financial Services 馃嚠馃嚛 Jakarta 1,266 2009
8
Akulaku Indonesiaakulaku.com

Leading e-commerce and digital financial ecosystem in Southeast Asia, operating in Indonesia, Philippines, Vietnam, and Malaysia

Financial Services 馃嚠馃嚛 Jakarta 1,171 2016
9
Indodanaindodana.id

Licensed fintech connecting lenders with underbanked Indonesians through a credit marketplace using big data and AI Hiring for various positions

Financial Services 馃嚠馃嚛 Jakarta 1,120 2018
10
OVO (PT Visionet Internasional)ovo.id

Leading Indonesian platform offering payments, rewards, and financial services through a mobile app, with a strong focus on technology innovation and career opportunities

IT Services and IT Consulting 馃嚠馃嚛 Jakarta 1,089 2017
11
Ulalanding.ula.app

Ula leverages technology to empower small retailers with innovative supply chain and financial solutions, offering competitive pricing and flexible payment terms

Technology, Information and Internet 馃嚠馃嚛 Jakarta 1,030 2020
12
Pintupintu.co.id

A mobile-first platform for managing blockchain assets, providing safe buying, selling, and utilization while accelerating the transition to an open financial system

Financial Services 馃嚠馃嚛 Jakarta 963 2020
13
Ajaibajaib.co.id

Leading online brokerage in Indonesia, offering a platform for buying and selling stocks, ETFs, and mutual funds to promote financial inclusion and education on investing

Technology, Information and Internet 馃嚠馃嚛 Jakarta 900 2019
14
Akulaku Groupakulaku.com

A leading digital finance platform in Southeast Asia, offering banking, financing, investment, and insurance services to underserved customers in emerging markets

Financial Services 馃嚠馃嚛 Jakarta 893 2012
15
INDODAX - Indonesia Digital Asset Exchangeindodax.com

The company is the largest digital crypto exchange in Indonesia, serving Indonesia and Southeast Asia since 2014, with a focus on exceptional customer service and continuous innovation

Financial Services 馃嚠馃嚛 Jakarta 842 n/a
16
PayTrenpaytren.co.id

A payment settlement mobile app in Indonesia, offering services like bill payments, crowdfunding, and news updates, empowering users to become entrepreneurs

IT Services and IT Consulting 馃嚠馃嚛 Bandung 817 2013
17
GoTo Financialgotofinancial.com

Leading fintech pillar in Indonesia's largest tech ecosystem, promoting financial inclusion through digital wallet, payment gateway, and POS solutions for businesses

Financial Services 馃嚠馃嚛 Jakarta 816 2016
18
Yokkeyokke.co.id

A top payment service provider in Indonesia, offering leading solutions for seamless transactions and financial services

Financial Services 馃嚠馃嚛 Jakarta 765 2016
19
JULOjulo.co.id

A financial technology company in Indonesia, offering a variety of financial services through a super app to improve the lives of millions

Financial Services 馃嚠馃嚛 Jakarta 675 2016
20
FinAccelkredivocorp.com

Financial technology firm in Southeast Asia automating credit risk scoring and providing instant credit for e-commerce buyers through innovative Point of Sale financing solutions

Financial Services 馃嚠馃嚛 Jakarta 662 n/a
21
Artajasa Pembayaran Elektronisartajasa.co.id

A pioneer in electronic transactions in Indonesia, providing flexible and secure payment transaction services with a global reach and real-time access

IT Services and IT Consulting 馃嚠馃嚛 Serpong 658 2000
22
Flipflip.id

A financial service provider in Indonesia, offering free interbank transfers and innovative solutions for seamless, swift, and secure money transactions

Financial Services 馃嚠馃嚛 Jakarta 651 2016
23
TPFx - Trijaya Pratama Futurestpfx.co.id

A leading futures broker in Indonesia offering trading in Forex, Commodities, CFDs, and Index derivatives with a focus on professionalism, integrity, and customer satisfaction

International Trade and Development 馃嚠馃嚛 Jakarta 649 1996
24
Xenditxendit.co

Financial technology platform simplifying payments for businesses in Southeast Asia Offers solutions for accepting payments, payroll disbursement, marketplaces, and customer support

Software Development 馃嚠馃嚛 Jakarta 635 2014
25
Stockbitstockbit.com

Leading social platform in Indonesia for stock investors, offering innovative tools for simplified investment decisions and making stock investment accessible for individuals

Capital Markets 馃嚠馃嚛 Jakarta 616 2012

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26
PT ALTO Networkalto.id

Financial technology provider specializing in total banking and payment solutions for Indonesia, aiming to lead in innovative payment solutions for merchants and financial institutions

Banking 馃嚠馃嚛 Jakarta 592 1993
27
DOKU, PT NUSA SATU INTI ARTHAdoku.com

An electronic payment platform in Indonesia offering a wide range of products, risk management, and payment options to support online businesses

Financial Services 馃嚠馃嚛 Jakarta 538 2007
28
Nikelnikel.com

Provider of end-to-end lending solutions for banks and tech firms, focusing on underserved sectors like small businesses, healthcare, agriculture, and sustainability in Indonesia and Singapore

Financial Services 馃嚠馃嚛 Jakarta 525 2018
29
Cermati.comcareer.cermati.group

A Jakarta-based technology startup founded by ex-silicon valley engineers, focusing on financial technology in Indonesia Products aim to empower users to make informed financial decisions

Financial Services 馃嚠馃嚛 Jakarta 517 2015
30
ALAMIalamisharia.co.id

A sharia-compliant challenger bank in Indonesia, providing peer-to-peer lending for SMEs with a focus on transparency, fairness, and social inclusion

Financial Services 馃嚠馃嚛 Jakarta 515 2018
31
LinkAjalinkaja.id

Provider of server-based payment services in Indonesia, offering electronic money issuance and digital financial services through a network of state-owned enterprises and private partnerships

IT Services and IT Consulting 馃嚠馃嚛 Jakarta 479 2019
32
Bibit.idbibit.id

Beginner and advanced users investment platform for financial literacy with optimal investment technology for a better future.

Financial Services 馃嚠馃嚛 Setiabudi 450 2019
33
Traders Familytradersfamily.id

Professional trading app aiming to improve the Forex industry in Indonesia by educating traders, providing risk management, building a healthy community, and offering account insurance

Financial Services 馃嚠馃嚛 Jakarta 446 2009
34
PT Pembiayaan Digital Indonesia (AdaKami)adakami.id

Financing platform enabling financial inclusivity for Indonesians through technology and education, supporting customers' financial quality and life aspirations.

Financial Services 馃嚠馃嚛 Jakarta 423 2018
35
Kredit Pintarkreditpintar.com

A fintech providing short-term loans to Indonesian people, offering investment opportunities to improve quality of life while ensuring data security

Financial Services 馃嚠馃嚛 Jakarta 417 2017
36
PT Jalin Pembayaran Nusantarajalin.co.id

A technology-based financial services company offering integrated payment system services to connect people with financial and non-financial ecosystems

Financial Services 馃嚠馃嚛 Jakarta 392 2016
37
GoPay Indonesiagopay.co.id

Leading e-money wallet in Indonesia, originally for Gojek services Facilitating transactions and creating jobs for millions of service providers

Financial Services 馃嚠馃嚛 Kebayoran Baru 380 2016
38
PT Bimasakti Multi Sinergibm.co.id

A financial technology company in Indonesia offering electronic payment services with various B2B and B2C solutions like Network Agent Provider and Payment Gateway

Financial Services 馃嚠馃嚛 Sidoarjo 365 2010
39
Qoalaqoala.app

Omnichannel insuretech providing digital insurance marketplaces, agent sales solutions, and corporate enterprise coverage across Indonesia, Malaysia, Vietnam, and Thailand for affordable financial protection.

Insurance 馃嚠馃嚛 Jakarta 361 2018
40
PT.CENTRAL CAPITAL FUTURESbit.ly

A trusted Forex brokerage company in Indonesia providing innovative tools and services for comfortable and secure investment transactions

Capital Markets 馃嚠馃嚛 Surabaya 345 n/a
41
Swadayamercusuar.uzone.id

A securities crowdfunding platform connecting social enterprises with impact investors to raise funds for positive social and environmental outcomes

Capital Markets 馃嚠馃嚛 Jakarta 342 2020
42
Fintopia Indonesiaeasycash.id

An innovative FinTech venture, backed by a successful Chinese internet banking app platform, offering quick and simple borrowing experiences based on machine learning and big data technology

Financial Services 馃嚠馃嚛 Jakarta 335 2015
43
BukuWarungbukuwarung.com

Empowering 60 million Indonesian MSMEs with digital infrastructure for bookkeeping and digital payments, backed by top VCs and strategic investors

Technology, Information and Internet 馃嚠馃嚛 Jakarta 326 2019
44
Kudo - PT Kudo Teknologi Indonesiakudo.co.id

Leading Indonesian O2O platform empowering digital agents to bring unbanked customers online, offering various services and acquired by Grab in 2017

Technology, Information and Internet 馃嚠馃嚛 Jakarta 326 2014
45
Tokocryptotokocrypto.com

Indonesia's leading cryptocurrency exchange registered under BAPPEBTI, providing a secure platform for users to trade digital assets with industry-grade security and liquidity

Financial Services 馃嚠馃嚛 Jakarta 324 2018
46
Pluangtrade.pluang.com

An all-in-one investment app guiding users on their investment journey towards a better financial future

Financial Services 馃嚠馃嚛 Jakarta 300 2019
47
Astra Financiallinktr.ee

Astra Financial is a leading provider of retail financial services in Indonesia, managing various businesses across consumer financing, insurance, fintech, and more

Financial Services 馃嚠馃嚛 Jakarta 297 2018
48
PT Astra Digital Arta (AstraPay)astrapay.com

AstraPay is a digital platform offering various payment services through its mobile application to support digital transactions in Indonesia

Financial Services 馃嚠馃嚛 Jakarta 288 2018
49
Fazz Agenfazz.com

A financial services agent network in Indonesia enabling micro businesses to offer payment services, transforming them into a banking network

Financial Services 馃嚠馃嚛 Setiabudi 250 2016
50
Komunal Indonesiakomunalgroup.com

A technology-based financial company in Indonesia offering financial services to support economic growth and financial inclusion Providing DepositoBPR and P2P Lending services

Financial Services 馃嚠馃嚛 Surabaya 235 2018

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How this list is built

Every company on this list has a Tamtam company profile. The industry is the one the company gives on LinkedIn; categories such as SaaS or fintech are classified by Tamtam's AI from the company's website and LinkedIn page; and the headquarters city must match the company's own address. Companies are ranked by the number of employees on LinkedIn, and the list is refreshed every night. Classifications can be wrong, so treat the list as a starting point rather than an official ranking. Last updated Nov 12, 2026.

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