# The 50 largest fintech companies in Indonesia

Tamtam tracks 61 fintech companies headquartered in Indonesia. This list ranks the 50 largest by number of employees on LinkedIn, led by GoTo Group, Home Credit Indonesia and Amartha Financial. Their median headcount is 616. Half of them were founded in 2016 or later. The most common headquarters are Jakarta (41) and Surabaya (2).

These Indonesian companies are primarily engaged in financial services and IT services, with a strong emphasis on fintech solutions. They include large groups such as GoTo Group, which offers on-demand services, e-commerce, and financial services, and Home Credit Indonesia, a multinational tech-based financial company. Other firms like DANA Indonesia specialize in inclusive financial services and mobile payment platforms, while Bukalapak focuses on enabling MSME transformation and digital lifestyles.

The data shows a clear concentration of headquarters in Jakarta, indicating the city's role as a central hub for these industries. Many of these companies, such as Amartha Financial and Moladin, were founded in the 2010s, suggesting a period of growth and development for Indonesia's fintech and digital services sectors.

🇮🇩 Indonesia · 50 companies · Updated Nov 12, 2026

| # | Company | Industry | Headquarters | Employees | Founded |
|---|---|---|---|---|---|
| 1 | [GoTo Group](https://www.tamtam.ai/c/goto-group-jakarta) (gotocompany.com)<br>Leading technology group in Indonesia offering on-demand services, e-commerce, and financial services to empower progress and promote financial inclusion | Software Development | 🇮🇩 Jakarta | 17,662 | 2021 |
| 2 | [Home Credit Indonesia](https://www.tamtam.ai/c/home-credit-indonesia) (homecredit.co.id)<br>A multinational tech-based financial company in Indonesia offering transparent, fast, and easy services for electronic financing, working capital financing, and more | Financial Services | 🇮🇩 Jakarta | 5,387 | 2013 |
| 3 | [Amartha Financial](https://www.tamtam.ai/c/amartha-financial) (amartha.com)<br>The company is a prosperity platform aiming to bring technology equity, inclusiveness, and sustainability through digital financial services for shared prosperity worldwide | Financial Services | 🇮🇩 Jakarta | 2,612 | 2010 |
| 4 | [DANA Indonesia](https://www.tamtam.ai/c/dana-indonesia) (dana.id)<br>Inclusive financial services and scalable mobile payment platform enabling seamless digital transactions for a cashless society through secure and world class technology. | IT Services and IT Consulting | 🇮🇩 | 2,405 | 2018 |
| 5 | [Bukalapak](https://www.tamtam.ai/c/bukalapak) (bukalapak.com)<br>Tech-based group enabling Indonesia’s MSME transformation and digital lifestyles through solutions in marketplace, finance, offline-to-online services, and procurement | IT Services and IT Consulting | 🇮🇩 Jakarta | 1,391 | 2010 |
| 6 | [Moladin](https://www.tamtam.ai/c/moladin) (moladin.com)<br>Leading mobility fintech platform in Indonesia offering end-to-end financing solutions for used car and EV ecosystem, empowering agents, dealers, and consumers with digitized loan underwriting | Internet Marketplace Platforms | 🇮🇩 Jakarta | 1,270 | 2017 |
| 7 | [Mapan](https://www.tamtam.ai/c/mapan) (mapan.id)<br>An Indonesia-based organization using technology to provide lower income communities access to valuable products and services, fostering economic self-sufficiency | Financial Services | 🇮🇩 Jakarta | 1,266 | 2009 |
| 8 | [Akulaku Indonesia](https://www.tamtam.ai/c/akulaku-indonesia) (akulaku.com)<br>Leading e-commerce and digital financial ecosystem in Southeast Asia, operating in Indonesia, Philippines, Vietnam, and Malaysia | Financial Services | 🇮🇩 Jakarta | 1,171 | 2016 |
| 9 | [Indodana](https://www.tamtam.ai/c/indodana) (indodana.id)<br>Licensed fintech connecting lenders with underbanked Indonesians through a credit marketplace using big data and AI Hiring for various positions | Financial Services | 🇮🇩 Jakarta | 1,120 | 2018 |
| 10 | [OVO (PT Visionet Internasional)](https://www.tamtam.ai/c/ovo-pt-visionet-internasional) (ovo.id)<br>Leading Indonesian platform offering payments, rewards, and financial services through a mobile app, with a strong focus on technology innovation and career opportunities | IT Services and IT Consulting | 🇮🇩 Jakarta | 1,089 | 2017 |
| 11 | [Ula](https://www.tamtam.ai/c/ula) (landing.ula.app)<br>Ula leverages technology to empower small retailers with innovative supply chain and financial solutions, offering competitive pricing and flexible payment terms | Technology, Information and Internet | 🇮🇩 Jakarta | 1,030 | 2020 |
| 12 | [Pintu](https://www.tamtam.ai/c/pintu) (pintu.co.id)<br>A mobile-first platform for managing blockchain assets, providing safe buying, selling, and utilization while accelerating the transition to an open financial system | Financial Services | 🇮🇩 Jakarta | 963 | 2020 |
| 13 | [Ajaib](https://www.tamtam.ai/c/ajaib) (ajaib.co.id)<br>Leading online brokerage in Indonesia, offering a platform for buying and selling stocks, ETFs, and mutual funds to promote financial inclusion and education on investing | Technology, Information and Internet | 🇮🇩 Jakarta | 900 | 2019 |
| 14 | [Akulaku Group](https://www.tamtam.ai/c/akulaku-group) (akulaku.com)<br>A leading digital finance platform in Southeast Asia, offering banking, financing, investment, and insurance services to underserved customers in emerging markets | Financial Services | 🇮🇩 Jakarta | 893 | 2012 |
| 15 | [INDODAX - Indonesia Digital Asset Exchange](https://www.tamtam.ai/c/indodax-indonesia-digital-asset-exchange) (indodax.com)<br>The company is the largest digital crypto exchange in Indonesia, serving Indonesia and Southeast Asia since 2014, with a focus on exceptional customer service and continuous innovation | Financial Services | 🇮🇩 Jakarta | 842 |  |
| 16 | [PayTren](https://www.tamtam.ai/c/paytren) (paytren.co.id)<br>A payment settlement mobile app in Indonesia, offering services like bill payments, crowdfunding, and news updates, empowering users to become entrepreneurs | IT Services and IT Consulting | 🇮🇩 Bandung | 817 | 2013 |
| 17 | [GoTo Financial](https://www.tamtam.ai/c/goto-financial) (gotofinancial.com)<br>Leading fintech pillar in Indonesia's largest tech ecosystem, promoting financial inclusion through digital wallet, payment gateway, and POS solutions for businesses | Financial Services | 🇮🇩 Jakarta | 816 | 2016 |
| 18 | [Yokke](https://www.tamtam.ai/c/yokke) (yokke.co.id)<br>A top payment service provider in Indonesia, offering leading solutions for seamless transactions and financial services | Financial Services | 🇮🇩 Jakarta | 765 | 2016 |
| 19 | [JULO](https://www.tamtam.ai/c/julo) (julo.co.id)<br>A financial technology company in Indonesia, offering a variety of financial services through a super app to improve the lives of millions | Financial Services | 🇮🇩 Jakarta | 675 | 2016 |
| 20 | [FinAccel](https://www.tamtam.ai/c/finaccel) (kredivocorp.com)<br>Financial technology firm in Southeast Asia automating credit risk scoring and providing instant credit for e-commerce buyers through innovative Point of Sale financing solutions | Financial Services | 🇮🇩 Jakarta | 662 |  |
| 21 | [Artajasa Pembayaran Elektronis](https://www.tamtam.ai/c/artajasa-pembayaran-elektronis) (artajasa.co.id)<br>A pioneer in electronic transactions in Indonesia, providing flexible and secure payment transaction services with a global reach and real-time access | IT Services and IT Consulting | 🇮🇩 Serpong | 658 | 2000 |
| 22 | [Flip](https://www.tamtam.ai/c/flip-jakarta) (flip.id)<br>A financial service provider in Indonesia, offering free interbank transfers and innovative solutions for seamless, swift, and secure money transactions | Financial Services | 🇮🇩 Jakarta | 651 | 2016 |
| 23 | [TPFx - Trijaya Pratama Futures](https://www.tamtam.ai/c/tpfx-trijaya-pratama-futures) (tpfx.co.id)<br>A leading futures broker in Indonesia offering trading in Forex, Commodities, CFDs, and Index derivatives with a focus on professionalism, integrity, and customer satisfaction | International Trade and Development | 🇮🇩 Jakarta | 649 | 1996 |
| 24 | [Xendit](https://www.tamtam.ai/c/xendit) (xendit.co)<br>Financial technology platform simplifying payments for businesses in Southeast Asia Offers solutions for accepting payments, payroll disbursement, marketplaces, and customer support | Software Development | 🇮🇩 Jakarta | 635 | 2014 |
| 25 | [Stockbit](https://www.tamtam.ai/c/stockbit) (stockbit.com)<br>Leading social platform in Indonesia for stock investors, offering innovative tools for simplified investment decisions and making stock investment accessible for individuals | Capital Markets | 🇮🇩 Jakarta | 616 | 2012 |
| 26 | [PT ALTO Network](https://www.tamtam.ai/c/pt-alto-network) (alto.id)<br>Financial technology provider specializing in total banking and payment solutions for Indonesia, aiming to lead in innovative payment solutions for merchants and financial institutions | Banking | 🇮🇩 Jakarta | 592 | 1993 |
| 27 | [DOKU, PT NUSA SATU INTI ARTHA](https://www.tamtam.ai/c/doku-pt-nusa-satu-inti-artha) (doku.com)<br>An electronic payment platform in Indonesia offering a wide range of products, risk management, and payment options to support online businesses | Financial Services | 🇮🇩 Jakarta | 538 | 2007 |
| 28 | [Nikel](https://www.tamtam.ai/c/nikel) (nikel.com)<br>Provider of end-to-end lending solutions for banks and tech firms, focusing on underserved sectors like small businesses, healthcare, agriculture, and sustainability in Indonesia and Singapore | Financial Services | 🇮🇩 Jakarta | 525 | 2018 |
| 29 | [Cermati.com](https://www.tamtam.ai/c/cermati-com) (career.cermati.group)<br>A Jakarta-based technology startup founded by ex-silicon valley engineers, focusing on financial technology in Indonesia Products aim to empower users to make informed financial decisions | Financial Services | 🇮🇩 Jakarta | 517 | 2015 |
| 30 | [ALAMI](https://www.tamtam.ai/c/alami) (alamisharia.co.id)<br>A sharia-compliant challenger bank in Indonesia, providing peer-to-peer lending for SMEs with a focus on transparency, fairness, and social inclusion | Financial Services | 🇮🇩 Jakarta | 515 | 2018 |
| 31 | [LinkAja](https://www.tamtam.ai/c/linkaja) (linkaja.id)<br>Provider of server-based payment services in Indonesia, offering electronic money issuance and digital financial services through a network of state-owned enterprises and private partnerships | IT Services and IT Consulting | 🇮🇩 Jakarta | 479 | 2019 |
| 32 | [Bibit.id](https://www.tamtam.ai/c/bibit-id) (bibit.id)<br>Beginner and advanced users investment platform for financial literacy with optimal investment technology for a better future. | Financial Services | 🇮🇩 Setiabudi | 450 | 2019 |
| 33 | [Traders Family](https://www.tamtam.ai/c/traders-family) (tradersfamily.id)<br>Professional trading app aiming to improve the Forex industry in Indonesia by educating traders, providing risk management, building a healthy community, and offering account insurance | Financial Services | 🇮🇩 Jakarta | 446 | 2009 |
| 34 | [PT Pembiayaan Digital Indonesia (AdaKami)](https://www.tamtam.ai/c/pt-pembiayaan-digital-indonesia-adakami) (adakami.id)<br>Financing platform enabling financial inclusivity for Indonesians through technology and education, supporting customers' financial quality and life aspirations. | Financial Services | 🇮🇩 Jakarta | 423 | 2018 |
| 35 | [Kredit Pintar](https://www.tamtam.ai/c/kredit-pintar) (kreditpintar.com)<br>A fintech providing short-term loans to Indonesian people, offering investment opportunities to improve quality of life while ensuring data security | Financial Services | 🇮🇩 Jakarta | 417 | 2017 |
| 36 | [PT Jalin Pembayaran Nusantara](https://www.tamtam.ai/c/pt-jalin-pembayaran-nusantara) (jalin.co.id)<br>A technology-based financial services company offering integrated payment system services to connect people with financial and non-financial ecosystems | Financial Services | 🇮🇩 Jakarta | 392 | 2016 |
| 37 | [GoPay Indonesia](https://www.tamtam.ai/c/gopay-indonesia) (gopay.co.id)<br>Leading e-money wallet in Indonesia, originally for Gojek services Facilitating transactions and creating jobs for millions of service providers | Financial Services | 🇮🇩 Kebayoran Baru | 380 | 2016 |
| 38 | [PT Bimasakti Multi Sinergi](https://www.tamtam.ai/c/pt-bimasakti-multi-sinergi) (bm.co.id)<br>A financial technology company in Indonesia offering electronic payment services with various B2B and B2C solutions like Network Agent Provider and Payment Gateway | Financial Services | 🇮🇩 Sidoarjo | 365 | 2010 |
| 39 | [Qoala](https://www.tamtam.ai/c/qoala) (qoala.app)<br>Omnichannel insuretech providing digital insurance marketplaces, agent sales solutions, and corporate enterprise coverage across Indonesia, Malaysia, Vietnam, and Thailand for affordable financial protection. | Insurance | 🇮🇩 Jakarta | 361 | 2018 |
| 40 | [PT.CENTRAL CAPITAL FUTURES](https://www.tamtam.ai/c/pt-central-capital-futures) (bit.ly)<br>A trusted Forex brokerage company in Indonesia providing innovative tools and services for comfortable and secure investment transactions | Capital Markets | 🇮🇩 Surabaya | 345 |  |
| 41 | [Swadaya](https://www.tamtam.ai/c/swadaya) (mercusuar.uzone.id)<br>A securities crowdfunding platform connecting social enterprises with impact investors to raise funds for positive social and environmental outcomes | Capital Markets | 🇮🇩 Jakarta | 342 | 2020 |
| 42 | [Fintopia Indonesia](https://www.tamtam.ai/c/fintopia-indonesia) (easycash.id)<br>An innovative FinTech venture, backed by a successful Chinese internet banking app platform, offering quick and simple borrowing experiences based on machine learning and big data technology | Financial Services | 🇮🇩 Jakarta | 335 | 2015 |
| 43 | [BukuWarung](https://www.tamtam.ai/c/bukuwarung) (bukuwarung.com)<br>Empowering 60 million Indonesian MSMEs with digital infrastructure for bookkeeping and digital payments, backed by top VCs and strategic investors | Technology, Information and Internet | 🇮🇩 Jakarta | 326 | 2019 |
| 44 | [Kudo - PT Kudo Teknologi Indonesia](https://www.tamtam.ai/c/kudo-pt-kudo-teknologi-indonesia) (kudo.co.id)<br>Leading Indonesian O2O platform empowering digital agents to bring unbanked customers online, offering various services and acquired by Grab in 2017 | Technology, Information and Internet | 🇮🇩 Jakarta | 326 | 2014 |
| 45 | [Tokocrypto](https://www.tamtam.ai/c/tokocrypto) (tokocrypto.com)<br>Indonesia's leading cryptocurrency exchange registered under BAPPEBTI, providing a secure platform for users to trade digital assets with industry-grade security and liquidity | Financial Services | 🇮🇩 Jakarta | 324 | 2018 |
| 46 | [Pluang](https://www.tamtam.ai/c/pluang) (trade.pluang.com)<br>An all-in-one investment app guiding users on their investment journey towards a better financial future | Financial Services | 🇮🇩 Jakarta | 300 | 2019 |
| 47 | [Astra Financial](https://www.tamtam.ai/c/astra-financial) (linktr.ee)<br>Astra Financial is a leading provider of retail financial services in Indonesia, managing various businesses across consumer financing, insurance, fintech, and more | Financial Services | 🇮🇩 Jakarta | 297 | 2018 |
| 48 | [PT Astra Digital Arta (AstraPay)](https://www.tamtam.ai/c/pt-astra-digital-arta-astrapay) (astrapay.com)<br>AstraPay is a digital platform offering various payment services through its mobile application to support digital transactions in Indonesia | Financial Services | 🇮🇩 Jakarta | 288 | 2018 |
| 49 | [Fazz Agen](https://www.tamtam.ai/c/fazz-agen) (fazz.com)<br>A financial services agent network in Indonesia enabling micro businesses to offer payment services, transforming them into a banking network | Financial Services | 🇮🇩 Setiabudi | 250 | 2016 |
| 50 | [Komunal Indonesia](https://www.tamtam.ai/c/komunal-indonesia) (komunalgroup.com)<br>A technology-based financial company in Indonesia offering financial services to support economic growth and financial inclusion Providing DepositoBPR and P2P Lending services | Financial Services | 🇮🇩 Surabaya | 235 | 2018 |

## How this list is built

Every company on this list has a Tamtam company profile. The industry is the one the company gives on LinkedIn; categories such as SaaS or fintech are classified by Tamtam's AI from the company's website and LinkedIn page; and the headquarters city must match the company's own address. Companies are ranked by the number of employees on LinkedIn, and the list is refreshed every night. Classifications can be wrong, so treat the list as a starting point rather than an official ranking. Last updated Nov 12, 2026.

## More company lists in Indonesia

- [The largest companies in Indonesia](https://www.tamtam.ai/l/largest-companies-indonesia) (4,266)
- [Manufacturers in Indonesia](https://www.tamtam.ai/l/manufacturers-indonesia) (686)
- [Retail chains in Indonesia](https://www.tamtam.ai/l/retail-chains-indonesia) (433)
- [Critical infrastructure operators in Indonesia](https://www.tamtam.ai/l/critical-infrastructure-operators-indonesia) (368)
- [Public sector organisations in Indonesia](https://www.tamtam.ai/l/public-sector-organisations-indonesia) (360)
- [Publicly traded companies in Indonesia](https://www.tamtam.ai/l/publicly-traded-companies-indonesia) (358)
- [Companies with a mobile app in Indonesia](https://www.tamtam.ai/l/companies-with-mobile-app-indonesia) (346)
- [Multinational companies in Indonesia](https://www.tamtam.ai/l/multinational-companies-indonesia) (344)
- [Corporate groups and holding companies in Indonesia](https://www.tamtam.ai/l/holding-companies-indonesia) (306)
- [Financial services firms in Indonesia](https://www.tamtam.ai/l/financial-services-firms-indonesia) (299)
- [Hotel and hospitality groups in Indonesia](https://www.tamtam.ai/l/hospitality-groups-indonesia) (235)
- [Higher Education companies in Indonesia](https://www.tamtam.ai/l/higher-education-companies-indonesia) (215)
- [Food and beverage companies in Indonesia](https://www.tamtam.ai/l/food-and-beverage-companies-indonesia) (212)
- [Financial Services companies in Indonesia](https://www.tamtam.ai/l/financial-services-companies-indonesia) (201)
- [Distributors and wholesalers in Indonesia](https://www.tamtam.ai/l/distributors-and-wholesalers-indonesia) (195)
- [Hospitality companies in Indonesia](https://www.tamtam.ai/l/hospitality-companies-indonesia) (171)
- [Energy companies in Indonesia](https://www.tamtam.ai/l/energy-companies-indonesia) (164)
- [Food and Beverage Services companies in Indonesia](https://www.tamtam.ai/l/food-and-beverage-services-companies-indonesia) (156)
- [Companies with in-house R&D in Indonesia](https://www.tamtam.ai/l/r-and-d-companies-indonesia) (152)
- [IT Services and IT Consulting companies in Indonesia](https://www.tamtam.ai/l/it-services-and-it-consulting-companies-indonesia) (146)
- [Logistics companies in Indonesia](https://www.tamtam.ai/l/logistics-companies-indonesia) (143)
- [E-commerce companies in Indonesia](https://www.tamtam.ai/l/ecommerce-companies-indonesia) (139)
- [Mining companies in Indonesia](https://www.tamtam.ai/l/mining-companies-indonesia) (136)
- [Motor Vehicle Manufacturing companies in Indonesia](https://www.tamtam.ai/l/motor-vehicle-manufacturing-companies-indonesia) (133)

## The same list elsewhere in Indonesia

- [Fintech companies in Jakarta](https://www.tamtam.ai/l/fintech-companies-jakarta) (50)

## The same list elsewhere

- [Fintech companies in the world](https://www.tamtam.ai/l/fintech-companies-in-the-world) (3,240)
- [Fintech companies in Asia](https://www.tamtam.ai/l/fintech-companies-in-asia) (494)

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Source: https://www.tamtam.ai/l/fintech-companies-indonesia