Empruntis in the news

Empruntis predicts a calm in real estate credit rates for early 2018, with a small increase in interest rates and a slight rise in property prices.

Empruntis found that real estate purchasing power is declining in most major French cities as rising interest rates can no longer compensate for soaring property prices.

Coastal towns are more expensive than Paris for real estate, with the PACA region leading in price per square meter and growth, while other coastal regions experience price drops or stability.

Mortgage rates in Île-de-France have dropped, leading to an increased borrowing capacity for potential homeowners.

Rents in Île-de-France have risen twice as fast as salaries, leading to increasing housing burden for tenants and a growing reliance on housing aid.

Mortgage rates are expected to remain stable in August, with banks continuing to offer attractive conditions for strong borrower profiles.

Empruntis offers a franchise model for credit brokerage, attracting career changers with comprehensive support, training, and a recognized brand to become financial entrepreneurs.

French mortgage rates in July 2026 are stable across most regions, with a slight increase observed only in Île-de-France.

New home prices are rising faster than existing home prices, with new construction increasing by 0.5% and existing homes by 0.2% in the first quarter of 2026.

The Rental Reference Index (IRL) rose by 1.15%, leading to potential rent increases and prompting some tenants to consider homeownership, with Empruntis offering tools for mortgage comparisons.

The 2026 budget will have limited financial impact for most French households, with large families potentially penalized and those near the minimum wage seeing slight gains.

Real estate loan rates in France remained stable in July despite a BCE rate hike, with potential for a decrease in the autumn.

Pierre de Buhren discusses how rising interest rates and economic instability are tightening the real estate and credit markets, leading to increased over-indebtedness and highlighting the role of AI in financial services and the need for housing policy reform.

The French rental market is experiencing a slight increase in supply, but still faces high costs and a mismatch between available properties and evolving demand, severely impacting residential mobility.

Empruntis's extensive and long-standing relationships with banking partners are a significant competitive asset, enabling franchisees to offer superior financial brokerage services to clients.

Despite a significant increase in the average declared budget for the 2026 summer sales, a majority of French consumers are not participating, citing lack of interest more than financial constraints, while the sales period was extended due to a heatwave that boosted appliance sales.

Empruntis was recognized in the 2026 Figaro ranking for its customer satisfaction and quality of service, reinforcing its credibility for franchise development.

A recent study reveals that climate, particularly heatwaves, is increasingly influencing French real estate decisions, prompting many to consider relocating or renovating their homes despite financial and personal constraints.

Barnes foresees a cautious 2026 for luxury real estate, yet anticipates continued strength in the ultra-luxury segment, with Paris and international buyers driving key markets.

The 'Louer pour l'emploi' program now offers enhanced financial aid and rental guarantees to help landlords renovate and rent out properties to employees.