Pretto in the news

Anthony Dupuy is a Paris-based mortgage broker with over 10 years of experience specializing in large loans and high-income profiles, known for turning complex cases into successful approvals.

French mortgage rates in August 2026 show stability with slight increases, influenced more by the 10-year OAT than the ECB's unchanged rates, as banks compete for borrowers.

Prospective buyers of coastal properties in France face increasing risks from coastal erosion not covered by insurance, rising local taxes, and stricter short-term rental regulations.

French fixed-rate mortgages are under threat from new European regulations by 2032, potentially leading to fewer loans, higher costs, or a shift to variable rates, which Pretto advocates against to protect housing accessibility.

The ECB maintained its interest rates, but the rising 10-year OAT could gradually increase real estate loan rates, though with limited impact on borrowers.

French mortgage rates remain stable in July 2026, influenced more by long-term bond yields and bank strategies than recent ECB rate hikes, with stability expected for the near future.

The French government's Housing Recovery Plan aims to increase housing supply and reactivate the rental market through various measures, though experts question its sufficiency in solving the profound housing crisis.

Léo Pierrot, a credit expert at Pretto, leverages his banking and renovation experience to meticulously structure and secure financing for diverse client projects.

Despite an ECB rate hike, real estate interest rates in July 2026 show a slight decline, indicating market stability and continued bank financing.

The European CRR3 reform, set to begin in 2025, is expected to increase the cost of real estate credit in France by requiring banks to hold more capital against mortgages.

Real estate loan rates remained stable in July 2026, despite the ECB's rate hike, due to continued bank competition and regional adjustments.

Senior credit expert Jérôme Grimault manages complex real estate financing and high-value loans for Pretto using advanced fintech tools.

Expert advisor Tyson Nopana leverages fintech tools and strategic partnerships to secure complex real estate financing and insurance for Parisian buyers.

The OAT 10-year is the French state's 10-year borrowing rate, serving as a key benchmark that banks use to set mortgage rates, directly influencing their fluctuations.

The Jeanbrun scheme, a measure in the 2026 budget, encourages private rental investment through tax breaks tied to lower rents and is being adjusted to be more accessible.

The Jeanbrun scheme, a key measure in the 2026 budget, offers tax advantages to private landlords based on rent levels to stimulate investment in rental housing across France.

Young French buyers remain resilient in the real estate market by utilizing extended mortgage terms and government aid despite high prices and stricter bank requirements.

The French real estate market recovery is stalling in 2026 as geopolitical tensions and rising ECB rates reduce buyer borrowing capacity and transaction volumes.

Pretto co-founder Pierre Chapon highlights that a sluggish mortgage market currently gives significant negotiation power to buyers despite stable interest rates.

The European Central Bank's decision to raise interest rates due to rising inflation is expected to increase mortgage costs and reduce purchasing power for home buyers.