Vida Bank in the news

Vida Homeloans launched a part and part repayment option for residential mortgages, allowing borrowers to split their loan between Capital & Interest and Interest Only.

The article explains how evolving financial landscapes necessitate a reevaluation of mortgage affordability assessments, moving beyond traditional age-based limits to consider a borrower's entire financial journey and future income prospects.

Vida Group Holdings plc announced strong first-half 2026 results, exceeding £3 billion in mortgage assets and achieving profitability through strategic investments in AI and technology.

Vida Bank saw a significant increase in mortgage lending and portfolio growth in H1 2026, driven by an expansion in higher loan-to-value buy-to-let loans.

Vida Group Holdings plc exceeded £3 billion in mortgage assets, significantly grew retail deposits, and reported its fifth consecutive year of profitability, driven by strategic investment in AI and technology.

Vida Group's mortgage assets surpassed 3bn in the first half of 2026, driven by strong lending growth and strategic funding shifts, while also achieving profitability and investing in AI-powered technology.

Santander is increasing mortgage rates across its new business and product transfer ranges, while Vida Homeloans is temporarily withdrawing and then relaunching its mortgage products.

Together's non-conforming RMBS mezz is in high demand, while Vida Bank priced its non-conforming RMBS privately.

Vida Homeloans expanded its buy-to-let criteria to support landlords using complex multi-layered SPV and parent company structures.

First-time buyers remain the essential foundation of the UK housing market by adapting to affordability challenges through specialized lending and diverse support schemes.

Bromford, Flagship, and LiveWest hired a former Vida Bank treasurer while Norton Rose Fulbright and Katten expanded their legal teams.

Vida Homeloans expanded its residential and buy-to-let product lines while adding cashback incentives and a service guarantee for brokers.

Vida has cut residential and buy-to-let mortgage rates and enhanced lending criteria for self-employed, contractors, and those with variable incomes.

Vida Homeloans, Keystone Property Finance, and April Mortgages have all announced rate reductions and expanded product offerings in the residential and buy-to-let markets.

Lenders including Vida, Precise, and Gen H are reducing mortgage rates by up to 30 basis points to support residential and landlord borrowers.

Vida Bank doubled its new mortgage lending to £1bn and grew pre-tax profits to £9.4m during its first year as a specialist bank.

Vida Bank doubled its new mortgage lending to £1bn and grew its total loan book to £2.3bn amid rising demand for specialist finance.

Vida Bank achieved record growth in mortgage lending and profitability following its transition to a full banking license.

Vida Homeloans has temporarily withdrawn all buy-to-let products to reprice them amid extreme market volatility.

Mortgage lenders including Gen H and Vida are raising rates and withdrawing products in response to volatile gilt yields and geopolitical uncertainty.